Tuesday, July 14, 2020

Tips for Writing a Cover Letter That Gets Noticed

Tips for Writing a Cover Letter That Gets Noticed Tips for Writing a Good Cover Letter for Job Application Writing a cover letter is an important step in almost every job application. A purpose of a cover letter is to make a positive impression on your prospective employer that will make him read your application thoroughly and invite you for an interview. If you fail and your cover letter makes a poor impression, an employer might not be interested in reading your CV and it will be ignored, so it really makes sense to devote much time and effort to writing a winning cover letter that sells your skills and abilities in a clear and concise manner. Here are some useful tips for writing a cover letter that may help you make it effective. Cover Letters: What You Need to Know If you have ever written a cover letter, you know that it’s not easy to do it well. Here is all information you need to understand how to make a cover letter that is sure to get your application noticed. A cover letter is a document that should complement your CV and add a personal touch to your job application. Here you have to explain why you would like to work in the specific organization and determine your most relevant skills or experiences. The cover letter is made of several parts: Your personal details â€" name, address, cell phone number, email Cover letter salutation â€" it’s very important to get hiring manager’s name Cover letter body includes several paragraphs. Paragraph One explains why you are writing. Tell where you heard about the job opening and name a few key strengths that prove your suitability for the position. Paragraph Two describes what you can offer to the employer â€" your key competencies, examples of the work you performed, and results that you have achieved. Paragraph Three shows your knowledge of the company and explains how you can contribute. Paragraph Four is the closing. Mention your CV and give a hiring manager a good reason to read it and ask for an interview. Thank an employer for consideration. Signature Every part of your cover letter matters so after you have written about your work experience, your talents and skills, expressed your enthusiasm for the job and the company, you might start wondering how to close a cover letter in a proper way. Career experts suggest using phrases like ‘thank you’, ‘best regards’, ‘sincerely’ since it’s a formal business letter and you must sound polite. How to format your cover letter? Make sure your cover letter looks professional to match the standards expected by the hiring managers. Be clear, concise, and to-the-point Keep your paragraphs short and direct Use bulleted lists Use an easy-to-read font like Arial, Times New Roman, Calibri or Georgia A font size should be 10 or 12 points that are easy to read Use standard margins of 1’’ on the bottom, top, and right and left sides of the page Add spaces between different part of your document Need more cover letter tips? Here you are. Don’t be too informal, but use simple, natural language and avoid clichés Be enthusiastic, but do not beg for a position Include keywords if you are going to submit your cover letter and CV to an online listing so that it can pass through the applicant tracking system Customize your cover letter to each position you’re applying to Always ask a trusted friend to proofread your cover letter before sending it 4 Secret Rules for Writing a Great Cover Letter Don’t repeat your resume but use your cover letter to present your personality and show your interest and curiosity in the particular field that you are applying to work in. For example, Google for the history of your field or the company you are applying to, and mention some cool historical facts in your cover letter to show your expertise and interest. Keep your cover letter short â€" three paragraphs, half a page or something like that, not more. Skip unnecessary introduction and write something valuable instead. Don’t address anybody if you do not know exactly who you should be addressing. Just start from the body of your cover letter. Use strong cover letter closing. Finish your letter quickly explaining how your previous experience or personal worldview can help you at the job. Writing an impressive cover letter that can catch an employer’s attention can be challenging. It is especially difficult if you are doing it for the first time, writing a business cover letter that should show your strong communication skills, or when you have to include salary requirements in cover letter. If you have trouble with writing your cover letter or any other piece of writing, you can easily get professional help from expert writers when you make a request on our custom writing service. We have a large staff of experienced writers who will provide you with well-written content in any field of knowledge at any deadline.

Thursday, June 25, 2020

529 Plans Part of A College Savings Strategy  

HomeFinanceCollege SavingsLearn How to Incorporate 529 Plans into Your College Savings Strategy   This page may contain affiliate links.Nov 25, 2019If you have savings set aside for your children’s college tuition costs and aren’t investing in a 529 plan, you could be missing out on major tax incentives on an annual basis. Educating yourself and your family on how to incorporate 529 college savings plans into your college funding strategy is an important part of the savings process. 529 plans are an investment option, similar to a 401(k), with tax incentives and defined investment choices. A big difference is that you don’t have to work for a company to invest in such a plan. You can sign up for one from your state or get another state’s plan. â€Å"The biggest barrier to saving for college in a 529 plan is the fear people have in thinking enrollment is complicated,† says Betty Lochner, former College Savings Plan Network executive director and current spokesperson on the national 529 campaign. â€Å"You can enroll in most plans in minutes and with simple investment options based on age or purchase prepaid tuition in order to save money on future higher education costs,† Lochner says. In this article, you’ll learn why to save in a 529 plan, whether you want one that also guarantees future tuition rates, and how to optimize tax benefits to boost college savings. Why Parents Should Save in a 529 Plan 529 plans are special accounts authorized by Congress to help families set aside money for college. They are available in all 50 states to parents, relatives or anyone who happens to have the desire to save for a child’s or their own education. Since so many people invest in them and there are billions of dollars in contributions, these plans are able to offer lower fees than if you were investing individually. They grow, state and federal income tax free, and 34 states offer state tax deductions or credits for contributions. Whats the Difference Between 529 Savings Plans Prepaid Tuition Plans There are two types of 529 plans: savings (investment) and prepaid tuition. 529 savings plans allow families to save for college with tax savings but are subject to the fluctuations of the stock and bond markets, where assets are generally invested. They contain a small selection of investment options similar to a 401(k) to keep investing simple. Whereas, prepaid tuition plans guarantee future tuition for what you paid today without the risk associated with potential market fluctuations. For instance, if you’re guaranteed $500 worth of tuition at today’s prices and you use it in five years when tuition for that same portion is worth $600, you’re guaranteed to save $100. Families in about a dozen states have prepaid plans to finance college at state colleges, but there is also a plan operated by nearly 300 private colleges and universities that is available nationwide called Private College 529 Plan. How 529 Tax Incentives Can Help Increase Your College Savings When you invest in a 529 account for your child’s future, earnings are tax free if used to pay qualified education expenses. That’s a crucial benefit of a 529 account. For instance, let’s say you invested $1,000 in an ordinary investment account and it grew over five years by $500. If you paid 15 percent taxes on the growth, you’d owe $75 on the investment earnings. With your savings in a 529 plan, Uncle Sam lets you keep all of your earnings to pay college expenses. Unlike some tax provisions, that’s true no matter how high your income is. Make sure to check with your state to see if you have to choose its own plan to qualify for your state’s income tax deduction or other income tax incentives. Six states allow you to claim the tax deduction if you invest in any 529 plan. Sometimes it might be better to use another state’s plan to take advantage of lower fees or better investment options. Tracy J., a member of the Paying for College 101 Facebook group, was happy to learn that her state’s income tax deduction was per person and per child. Over the course of saving for the education of their children for more than a decade, she and her husband were able to save thousands on their taxes. Another group member, Beth T., used various tax savings strategies, including the American Opportunity Tax Credit, to help pay for her student’s education. This credit allows many middle-income families to get back up to $2,500 annually in tuition payments, if they qualify. Because it’s considered â€Å"double dipping† on federal tax incentives, these tax credits are only on tuition that has not been paid for with 529 funds. How to Boost Savings with Gifting from Family and Friends Most 529 plans have an option to provide a link to your account for family members and friends who want to donate to your student’s education. A family that throws a birthday party where 10 people contribute $25 each would earn $250 for college savings from just that one event. You can send the link to family members, post it on your social media accounts or add it to graduation and birthday announcements or event invitations with a note encouraging college fund contributions in lieu of gifts. 529 Basics Checklist: You’ve researched the different plans available using the CSPN network’s website. You know the difference between a prepaid plan and a traditional 529 plan. You’ve looked up tax incentives for 529 plans on your state tax department’s website. You’ve reviewed ways to let family and friends know that they can contribute to your child’s college savings plans in lieu of other gifts. This article is sponsored by Private College 529 Plan, which provides families with an option to buy tomorrow’s tuition at today’s prices guaranteed. With Private College 529, you can give your children the education they deserve at a price you can afford, potentially saving thousands of dollars in the process. With nearly 300 participating colleges and universities, there’s a private college that’s right for nearly every budding scholar. Road2College Debbie Schwartz is former financial services executive and founder of Road2College and the Paying For College 101 Facebook group. She's dedicated to providing families with trustworthy information about college admissions and paying for college. With data, tools and access to experts she's helping families become educated consumers of higher ed. View all posts CATEGORIES College SavingsFinanceNEWER POSTPros and Cons of Double MajoringOLDER POST23 Tips for Winning More College Scholarships

Thursday, May 21, 2020

An Adventure of the Quantum Universe in Alice in...

The novel, Alice and Quantum Land, by Robert Gilmore is an adventure in the Quantum universe. Alice, a normal teenage girl, goes through quantum land and understands what quantum is and how it works. The quantum world is a difficult one to understand, as its nature is one of complex states of being, natures, principles, notions, and the like. When these principles or concepts are compared with the macro world, one can find great similarities and even greater dissimilarities between the world wherein electrons rule, and the world wherein human beings live. In Alice in Quantumland, author Robert Gilmore converts the original tale of Alice in Wonderland from a world of anthropomorphic creatures into the minute world of quantum mechanics, and†¦show more content†¦All in all, this idea is one of the more significant ideas in the book. Moreover, the principle of superposition states that if the world can be in any configuration, any possible arrangement of particles or fields, and if the world could also be in another configuration, then the world can also be in a state which is a superposition of the two, where the amount of each configuration that is in the superposition is specified by a complex number. Superposition is a principle of quantum theory that describes a challenging concept about the nature and behavior of matter and forces at the sub-atomic level. The principle of superposition claims that while we do not know what the state of any object is, it is actually in all possible states simultaneously, as long as we dont look to check. It is the measurement itself that causes the object to be limited to a single possibility. In the novel, the mechanic mentions to Alice the Schrodinger experiment. This experiment was analogous to superposition in the macro world. Schrodinger’s experiment was to put a cat, flask of poisonous glass, and a mechanism to break the flask should substance decay in a closed box. Mechanic then stated that the substance may or may not decay, therefore, â€Å"according to the rules of quantum physics you would have a superposition of states, in some of which the decay would have happened and in others it would not. Of course,

Monday, May 18, 2020

The, Oklahoma, By John Steinbech Essay - 1977 Words

In the weathered cornfields of Sallisaw, Oklahoma, where everything has been destroyed by recent years of harsh weather, the author, John Steinbech, paints a very descriptive picture; he describes the land as been filled with thick dust causing the farmers to wear their handkerchiefs over the mouths and noses. The dust is so thick that at night it blocks out the stars. In a region of the country that once possessed laughter, love, and crop growth is now filled with tears, sadness, and dying corn. Now, most local families are scrounging to survive. The economic downfall of the nineteen-thirties forces migrants to move westbound to California, setting vagrants against local people and landowners against the poor. Farmers forced off their land by bankers causes finger pointing all around and in some sense makes everyone a victim; the farmers blame the landowners, yet the landowners are people too and need revenue to pay the bank representatives and therefore, they blame the bank represe ntatives. The bank representatives are trying to earn a living too, so they in-turn blame the next hierarchy and so forth. The Dust Bowl economic tragedy has divided the rich from the poor, and upper class form lower. Steinbech toggles between different points of views to ensure all viewpoints are captured. The Joads assume the position of the typical individual displaced and through them, Steinbeck words are visualized by the reader. The summarized story starts with the main character Tom Joad,

Wednesday, May 6, 2020

Religion in Singapore Essay - 1848 Words

INTRODUCTION The major religions of the world are no longer distant from us. They are now closer to us than we can conceive; our neighbors, schools, offices and market places. These beliefs and faiths are much a part of our everyday lives, which make it important for us to have a clear view of our history, teaching, customs and traditions, so we can better relate to people who profess them. In this research paper, I endeavor to make a small, but intensive contribution and bring to light religious history on Singapore. The philosophy of religion is different to various people. But in all we can say that religion is a set of beliefs and practices of a particular individual or group of people or sects. In any nation†¦show more content†¦According to â€Å"Wikipedia† statistics, a larger percentage population consists of ethnic China about 14% are Malays, and the remaining percentage are ethnic India. The ethnic Chinese consists of many religions; Judaism, Buddhism, Christianity among many others. the ethnic Malays are mostly Muslims and the Indians prophesy Hinduism. Almost all the ethnic Malays are Muslims and most of the Indians are Hindu. The constitution of Singapore allows the freedom of religion and it is very common to find a Singaporean choosing more than one religion. In Singapore, everyone is given the right to prophesy his or her religion as long he does not breach the constitution, also every religious group must be registered under the law. Considering the fact that there are many religions, my point of view will be that it’s a fair deal, by so doing, one does not go to the extreme of imposing one’s faith on another citizen and also curtails discipline among religious groups. MAJOR RELIGIONS 1. Buddhism: The majority of Singapores population pledge to Buddhism. Mahayana Buddhism is the most predominant practice here. 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In this paper, I will examine, with help from resources provided in the course and minimal research, how their colonial experiences affected their political and social development after independence. After which, investigating the depth of influence their colonizers had, and why, differing racial ideologies had the greatest impact on their development. MalaysiaRead MoreSingapore : The Worlds Highest Percentage Of Millionaires1141 Words   |  5 PagesAs a matter of fact, Singapore has the world s highest percentage of millionaires, with one out of every six households having at least one million US dollars in disposable wealth. This excludes property, businesses, and luxury goods, which if included would increase the number of millionaires, especially as property in Singapore is among the World’s most expensive. Singapore does not have a minimum wage, believing that it would lower its competitiveness. 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Zimbardos Psychological Experiment and Fromms Correlation

Zimbardo’s Psychological Experiment and Fromm’s Correlation Over 4 decades ago, a Stanford psychology professor named Phillip G. Zimbardo administered an experiment that re-created a prison environment. The goal of the experiment was to simply study the process by which prisoners and guards â€Å"learn† to become compliant and authoritarian, respectively (Zimbardo 732). What would emerge from the â€Å"Stanford Prison Experiment† article were more than just compliance and authority. The experiment gave rise to the nature of evil and obedience in human beings. Thus like Zimbardo’s experiment, Stanley Milgram’s â€Å"The Peril of Obedience† found that under certain circumstances and conditions, human beings were also capable of being immensely subdued to†¦show more content†¦One guard’s conscience took the role of an authoritarian who resembled a Cool Hand Luke. Not only did this guard accept the role, he fell into submis sion and loss focus of his immoral obedience as he was highly abusive and cruel to the inmates (Zimbardo 735-739). The right to be brutal and assert power was inherent in the role of the guard. This power and authority relates directly to how Mr. Braverman reacted with his new found power. The guards of Phillip Zimbardo’s experiment and the participants of shocking in Stanley Milgram’s study all lost focus of their own reason, conscience, and intuitive behavior. This correlates to good people carrying out evil deeds. Additionally, Zimbardo, the warden, mistakenly thought that he could not recreate feelings of powerlessness, dehumanization, and etc. in the inmates. However, Zimbardo did in fact create these feelings as his conscience became no longer humanistic. Rather Zimbardo resembled the guards and the participants in Milgram’s experiment. Prisoners started to become actual inmates to Zimbardo. No longer was Zimbardo a psychology professor, but rather an institutional authority figure who lost sight of the bigger picture. The experiment did not take a turn for the better until an outside source in Zimbardo’s girlfriend saw how un-humanistic and cruel things were. This took a good voice to remind Zimbardo on what was autonomous and not evil in nature and this

Death Penalty Outline Free Essays

Understanding the Death Penalty General Purpose: My general purpose is to give the audience a better understanding of the death penalty. Specific Purpose: My purpose is to inform my audience about the different death penalty methods. Introduction: I. We will write a custom essay sample on Death Penalty Outline or any similar topic only for you Order Now We all know Thomas Edison as being the creator of the light bulb, but what most don’t know is he executed animals using his knowledge of electricity. That’s where it all began. II. The death penalty is the execution of an offender sentenced to death after conviction by a court of law of a criminal offense. III. It is also known as Capital Punishment. The two words merely mean the same thing. Some look at â€Å"Death Penalty† as being the penalty received whereas others look at â€Å"Capital Punishment† as being the actual execution. IV. What makes capital cases different from other cases is more pre-trial time, more experts, more attorneys, and jurors have to be quizzed on their views of the death penalty. All crimes are not capital cases. Transition: To begin let’s start with the different methods of execution. Body: I. There are five methods of execution. . Lethal injection b. Electric chair c. Gas chamber d. Hanging e. Fire squad Transition: First let’s explore lethal injection. I. Lethal Injection is the primary source of execution used in the United States; The U. S. became the first country to use lethal injection. There are three different drugs used in lethal injection. A. Sodium Thiopental- A sedative drug that puts you in a coma-like, unconsciousne ss sleep. B. Pancuronium Bromide- Prohibits all muscular-skeletal movements and paralyzes the diaphragm to stop respiration. C. Potassium Chloride- Interferes with the electrical signals of the heart, causing cardiac arrest. According to U. S. Supreme Court Chief Justice John G. Roberts, along with Justices Anthony M. Kennedy and Samuel A. Alito, There are a total of 36 states now use lethal injection as their most prevalent source of execution. 27 of the 36 require lethal injection to be the method of execution. There is a lethal injection machine, but rarely used because of the fear that it will not work on the first try. II. Transition: Another method is the Electric Chair. This is the method where a high voltage of electricity is sent through the body. A. Before the execution, the prisoner’s head and legs will be shaved where the electrodes are placed. The prisoner’s head, torso, arm, legs, hips, wrists and ankles are tightly fastened to the chair. (Robert O. Hippe, Judge of the Nebraska Court of Appeals) B. A plate is placed around the prisoner’s head and left calf creating a path through the body. C. Larger sponges which have been soaked in solution are placed under each electrode, next to the prisoner’s skin. Burning is expected in electrocutions, so a fire extinguisher is kept close by. III. Transition: A third method of execution is the gas chamber. A. During an execution, the prisoner is placed in an air-tight room where potassium cyanide or sodium cyanide is put into a pan of hydrochloric acid causing the prisoner to not be able to process hemoglobin, as stated in the article â€Å"First Execution by Lethal Gas† B. The prisoner then falls and chokes to death. C. Only 4 states in the U. S. allow gas chamber as a form of execution. D. Gas chamber is the most expensive method of execution. IV. Transition: The fourth method of execution is hanging. A. The inmate must be weighed the day before the execution. A sandbag weighing the same as the prisoner is then used a â€Å"test dummy† to determine the length of drop necessary for a quick death. B. If the rope is too long, the inmate could be decapitated. If the rope is too short, it will result in a slow death causing the tongue and eyes to protrude. C. Hanging was the most common source of execution in the U. S. up until the 1890’s. V. Transition: The final method of execution is the firing squad. A. Five shooters will aim at the prisoner, but only four will have live aim. One shooter has a dud that creates the same sound. B. They all shoot at an area the size the palm of your hand. (Kevin P. Robillard, Editorial Assistant at POLITICO) Conclusion: I. Transition: I have informed you about the death penalty and the five methods of execution. f. Lethal injection g. Electric chair h. Gas chamber i. Hanging j. Fire squad II. I hope that now you have a better understanding of the death penalty. WORKS CITED . â€Å"Capital Punishment. †Ã‚  ProCon. org. Encyclopedia Britannica , 25/04/2008. Web. 10 Sep 2012. http://deathpenalty. procon. org/view. answers. php? questionID=000988. Richard, Dieter. ProCon. org. N. p. , 07/02/2007. Web. 10 Sep 2012. http://deathpenalty. procon. org/view. answers. php? questionID=001022. . â€Å"Forms of execution in the United States,1977-2009. â€Å"ProCon. org. N. p. , 16/04/2008. Web. 10 Sep 2012. http://deathpenalty. procon. org/view. resource. php? resourceID=1623. . â€Å"Did you know?. †Ã‚  ProCon. org. N. p. , 08/05/2012. Web. 10 Sep 2012. http://deathpenalty. procon. org/view. resource. php? resourceID=001631. How to cite Death Penalty Outline, Papers